What benefits can I enjoy with my Navy Federal Business Mastercard®?

Navy Federal Business Card

Earn rewards up to 1% return on each dollar spent. No point limits.*

Start redeeming at 1,000 points for cash, travel and gift cards.

BENEFITS AT A GLANCE:

Booking.com

Get up to 7% off prepaid stays with your eligible Mastercard. 1

HealthLock™

Enjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost. 2

Instacart Business

Fuel your business with same-day delivery of snacks, supplies and more. Enjoy two free months + $20 off your second order each month with Instacart+.

Microsoft Advertising Discount

Grow your business and attract more customers with $125 in advertising credit after spending only $10 with Microsoft Advertising.

Zoho Social Discount

Run your business better with Zoho’s social media management solution. With Zoho Social, you can build, manage and measure your business’s reach across networks. Save 50% on your first year’s subscription.

Collision Damage Waiver – MasterRental®

Use your Mastercard when you rent a car for 31 consecutive days or less, and you’ll automatically have Collision Damage Waiver (CDW) coverage.

Extended Warranty

Extended Warranty coverage provides you with additional security beyond the manufacturer’s guarantee.

Purchase Assurance

Purchase Assurance provides coverage for most items you purchase with your eligible Mastercard if the item is damaged or stolen within 90 days of the date of purchase.

Cellular Wireless Telephone Protection

Pay your monthly cell phone bill for your Eligible Cellular Wireless Telephone with your Mastercard and you may be reimbursed for the actual cost to replace or repair it if it’s stolen or damaged.

MasterAssist® Travel Assistance Services

Count on a wide range of emergency services, available 24/7. This includes medical referral, lost luggage locator service and prescription assistance.

Mastercard ID Theft Protection™

Mastercard ID Theft Protection provides you with access to a number of resolution services, should you believe you are a victim of identity theft.

Mastercard Global Service

Mastercard Global Service provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance.

Mastercard Airport Concierge

Enjoy a 15% savings on Airport Meet & Greet services that provide you with a personal escort for departures and arrivals at over 450 destinations worldwide.

Identity Fraud Expense Reimbursement

You will be reimbursed for covered expenses incurred as a result of a Stolen Identity Event. Covered expenses can include costs for re-filing applications and notary costs and credit reports.

To learn more or file a claim, call 1-800-Mastercard.

Intuit® QuickBooks® Online Discount

Mastercard Small Business cardholders are eligible for 30% off QuickBooks® Online or QuickBooks® Self-Employed for 12 months.

Intuit TurboTax® Discount

Save up to 20% on TurboTax, the #1 best-selling tax preparation software. TurboTax guarantees 100% accurate calculations and your biggest possible tax refund.

Digital Doors

An integrated business solution that enables businesses to save time and money when ordering supplies, arranging business travel, entertaining clients and handling expense reports.

Mastercard Mobile Receipt Management

Mastercard offers a free Mobile Receipt Management app for all Small Business cardholders in the United States. Business owners and employees can snap photos of receipts to help manage their business's financial health.

MasterRental® Insurance Coverage

MasterRental will cover physical damage and theft of the vehicle, reasonable loss of use charges imposed by the rental company, towing charges, theft or damage to personal effects in transit in the rental vehicle and more.

Mastercard Easy Savings® Program

Receive automatic rebates of up to 10% from participating merchants, including a nationwide network of gas stations, vehicle maintenance providers and shipping companies. Your rebates will be automatically applied to your monthly statement.

Adobe

Exclusively for Mastercard Small Business cardholders: Subscribe to 12 months of Adobe Creative Cloud for individuals All Apps or Single App using your Mastercard Small Business card and enjoy additional complimentary months.

Priceless Experiences

Immerse yourself in both in-person and digital experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe exclusively with your eligible Mastercard.

Stride

Protect your health and wallet with affordable health, dental and vision insurance through Stride.

Mastercard Golf

Receive access to tee times, domestic and international golf travel packages, inside-the-ropes experiences, golf schools and much more.

For additional information about the Mastercard benefits that come with your card, call the Mastercard Assistance Center at 1-800-Mastercard: 1-800-627-8372, or en Español: 1-800-633-4466.

*Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees, if any. Cash equivalent transactions, such as the purchase, loading, or re-loading of gift and prepaid cards (e.g., money orders, Visa ® Buxx Cards, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards.

1. Booking.com
Valid until 9/30/2025. Bookings must be prepaid and made through booking.com/mastercardUS to be eligible for this offer. To redeem, visit booking.com/mastercardUS, choose a property marked with a “Save when you pay now with your eligible Mastercard” tag, and then select “Pay Now” using an eligible Mastercard credit card at checkout. The discount will be applied automatically at the time of prepayment and will vary based on the property and dates selected. Additional eligibility restrictions, exclusions, and terms apply. See full terms and conditions. ↩

2. HealthLock
HealthLock is an end to end analytics driven platform that helps protect cardholders’ medical identities and data and monitors their medical claims for errors, fraud and overbilling. HealthLock provides three plan levels:

Enrolled users receive, at no cost, Medical Claim Monitor, plus a premium upgrade to Medical Claim Saver for the first 90 days. After 90 days, users will continue to receive Medical Claim Monitor at no monthly cost and have the option to continue with Medical Claim Auditor for $4.99 per month or Medical Claim Saver for $19.99 per month. See full terms here. ↩

Navy Federal Credit Union is federally insured by NCUA. Equal Housing Lender. Equal Opportunity Employer.
Navy Federal conducts all member business in English. All origination, servicing, collections and marketing materials are provided in English only. As a service to members, we will attempt to assist members who have limited English proficiency, where possible. Military images used for representational purposes only; do not imply government endorsement.